About Us

As Mortgage Planners, it is our job is to educate new and

current clients by showing them how to use their mortgage as a financial

tool in order to benefit  over all long and short term financial

goals.

Through the use of our updated software, vast product knowledge and

by continuously monitoring changes in the market, our Mortgage Planners are prepared to provide you with information such as:

  • How to safely manage your home equity.
  • You’re over all blended rate (mortgage and other payments).
  • Estimated mortgage interest write off’s ( Based on personaltax bracket)
  • Ways to improve cash flow
  • Necessary changes in your debt.
  • Estate tax issues and use of Trusts’ as solution’s.
  • On investment properties, how they perform from both cash flow and internal rate of return perspective.

Based on the information you will provide  we are then able

to offer mortgage planning solutions that address your needs. We will

review these recommendations with you to make sure you thoroughly understand

all aspects and listen to any concerns you may have. By doing this we

can make any revisions to recommendations as needed so you can make

well informed decisions.

We may serve as your coach, coordinating the whole mortgage process

with you and other professionals such as CPA’s, CFP’s, Realtors,

Attorneys, Builders, Insurance Professionals & other qualified

advisors.

With your agreement, as one of our post closing services, we do monitor

the mortgage planning recommendations through our annual & equity management

review reports, and provide you with such copies. Through out this process,

our mortgage planners can adjust their recommendations, if needed as

your life changes. Most often, it involves periodic assessment of:

  • Fluctuating cash flow needs.
  • Changing market interest rates, and mortgage strategies.
  • Income & career alterations.
  • Family changes, such as you’re children financial future orcare of the elderly.
  • Your real estate investment performances.

Our clients, are not viewed as transactions, but rather as

relationships. Insuring we have implemented a defined system of

accountability in order to work effectively.

In short, we strive to earn the privilege of becoming a Trusted

Mortgage Planner , by providing new and existing clients with extraordinary

mortgage value. Placing us as an integral part of your financial

life